Junior Credit Underwriter (Finance)
We are looking to hire a Junior Credit Underwriter for our fast-growing team!
Please note this role is on-site at our Waynesboro, VA location.
DuPont Community Credit Union (DCCU) is currently seeking qualified candidates for a Junior Credit Underwriter to join a high performing, rapidly growing Consumer Credit department. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives.
What You'll have the Opportunity to do:
- Provide loan decisions and/or credit recommendations based on a review of all underwriting criteria. including, but not limit to, collateral, interest rate, credit report(s), member relationship, character of borrower(s), and fees.
- Review and verify loan documents.
- Approve loans in accordance with board approved loan policy and business policy.
- Prepare denial notices in accordance with the Equal Credit Opportunity Act regulations and as established by internal procedures.
- Informs Member Advisors of loan decisions in a timely manner and provides clear written instruction of any conditions pertaining to a loan decision.
- Maintain a working knowledge of loan origination systems and core systems.
- Approve or Deny interest payment request, loan payment deferral requests, and due date changes according to current loan policy and procedure.
- Look for additional opportunities to cross-sell credit union loan products and services as appropriate to enhance the financial well-being of our members.
- Provides courteous and prompt support to DCCU staff as outlined in the DCCU mission and vision statements, as well as our core values.
- Attend and participate in necessary compliance training.
- Continuously evaluate and look for efficiencies through process improvements and streamlining procedures.
- Display initiative through pursuing development opportunities within the department.
- Performs other duties as assigned.
What You'll Bring to the Table
- A high school diploma or equivalent.
- Experience in accounting or consumer lending is preferred.
- Excellent attention to detail.
- Strong written and verbal communication skills.
- Computer skills/literacy.
- Courteous and friendly member relation skills.
- Problem solving and decision-making skills.
- Demonstrated ability to make loan decisions.
- Business like appearance and attitude.
What We Bring to the Table
- Meaningful work that is highly impactful to the membership and community.
- A supportive work environment that values creativity and innovation.
- Opportunities for development and career growth.
- Access to a competitive salary and benefits, including health insurance and retirement plans.
- Support of work-life balance.
- Community involvement opportunities.
Who We Are
Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 120,000 members, with over $1.8 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. This is a great opportunity to join a well-respected and growing financial institution offering meaningful work that impacts our community.
Qualified individuals should apply on-line only by Monday, February 24, 2025.
On-line applications/resumes can be submitted by visiting www.mydccu.com.
Follow the careers link on the homepage.
At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
