Business Banking Team Leader (Project Management)

 

SUMMARY

The Business Banking Team Lead will lead a team of Business Banking Relationship Managers and actively seek new business relationships and cultivate existing relationships with business owner clients to help them achieve personal success. Building, growing and sustaining a team of highly skilled, caring, and performance driven people sets the foundation for the Team Lead. Business Banking offers a full range of products and services to businesses which include equipment loans, practice finance loans, line of credit, real estate loans, deposit accounts and treasury management services. Ensure excellent customer service for internal teams and for business customers.

The salary for this role will be between $119k and $170k. The specific salary offered will depend on several factors including but not limited to applicant's skills and prior relevant experience.  Hired candidate may be eligible for healthcare benefits, 401K plan, short term & long-term disability coverage, life insurance, vacation & sick time, educational assistance, and several holidays.  Certain roles are eligible for additional rewards

 

 Essential Duties

• Develop, cultivate, grow and sustain a top performing team of Business Bankers
• Develop prospect list and a calling program to solicit new business relationships
• Maintain strong relationship management and business development abilities
• Use well-developed analytical and problem-solving skills
• Strong knowledge of credit administration, analysis and credit policy/procedure
• Extensive knowledge of cash flow management and business credit underwriting
• Demonstrated understanding of basic financial accounting and analysis
• Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank's products
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Work closely with bank associates to facilitate loan closings
• Actively manage and coach a team to build and sustain a pipeline of prospective and existing client credit requests
• Maintain working knowledge and stay current on lending and other bank policies
• Other duties as assigned to support line of business and job family

Additional Duties and Responsibilities:

• Mentors and recommends training for business banking relationship managers
• Coordinate as necessary with other departments.
• Participates in and completes training objectives with passing scores.
• Follow all state and federal laws, and all Riverview policies and procedures.

 

RELATIONSHIPS:

• Daily contact with business banking relationship managers to ensure production functions are operating efficiently.
• Maintains strong working relationship with Business Banking Lending Center Team, Chief Lending Officer, Chief Credit Officer, Credit Administration and Loan Operations.
• Maintain close relationship with Risk Management Department to ensure compliance with all regulations.

 

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

EDUCATION and/or EXPERIENCE

• Bachelor's Degree or equivalent relevant experience
• 7 or more years' relevant business/commercial lending experience
• 5 or more years' of leadership experience

 

SKILLS

• Ability to insure that business banking relationship managers are communicating with borrowers and building strong working relationships.
• Ability to build a stable pipeline of existing client loans and prospective client relationships both as a contributor and leader
• Ability to manage and motivate staff to perform their job functions at an above average level.

·        Ability to understand credit related journals, bank lending policy, and governmental regulations. 

• Ability to understand mathematical and financial concepts such as debt service coverage ratio, global cash flow and other financial ratios that indicate the strength of a business or individual who borrows for business purposes.
• Ability to resolve day to day problems and deal with a variety of issues that may arise in working with borrowers. 
• Ability to develop loan structure that protects the bank and increases probability of borrower repaying loan is essential.

·        Ability to define problems, collect data, establish facts, and draw valid conclusions.

• Basic skills associated with the general use of business office equipment. Proficiency in MS Office products (Word, PowerPoint, and Excel)
• Excellent communication skills (written & verbal)
• Strong interpersonal & relationship building skills
• Demonstrates understanding & knowledge of accounting principles, financial statements, & marketing practices
• Demonstrates ability to analyze and review loan applications and financial data to appropriately recommend loan terms to the underwriting group and borrower

PHYSICAL DEMANDS:

While performing the duties of this job, the employee is regularly required to effectively communicate via phone/video, messaging, and email. The employee is required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. You may also frequently be required to occupy a workstation for long periods of time.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Riverview Bank does not accept unsolicited resumes from any third party staffing agencies and/or search firms for any job postings.

 Third parties are not authorized to submit profiles, applications, or resumes to this site or to any Riverview Bank employee. Any such submissions, Riverview Bank will not be responsible for any fees related to unsolicited resume submissions without written consent from the Talent Acquisition Team. Including, but not limited to the candidate hired for a position.

Riverview Bank is an equal opportunity employer and affirmative action employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. 

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) Commercial Lending